Monday, August 29, 2016    

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Employment Practices Liability Program

This program was specifically created for Metro North Chamber of Commerce members
by
Taggart Insurance

 

Small Business Concerns


 Wrongful Termination   

 Harassment 

 Discrimination  

 Protected Employee Rights  


Do these concerns come to mind when making decisions on how to manage your employees?

 

Consider the average legal bill for defending a groundless employment case is estimated to be $20,000 minimum. Most attorneys specializing in employment law earn around $300/per hour. Asking a law firm to open a file can cost $3,000.

  
Chamber Partners for a Solution

   Metro North Chamber teams up with Phildelphia Insurance Company

To support small businesses, the Metro North Chamber has teamed up with Philadelphia Insurance Company to provide an economical solution to help protect you from these lawsuits and provide you with resources to better manage your employment decisions.

  
Coverage Features

Coverage Features of the Metro North Chamber of Commerce EPL Program: 


  The expertise and stability of an AM Best A+ Rated admitted carrier
   Defense costs are in addition to the limit of protection
  Punitive, multiple and exemplary damages are covered when insurable
  Defense coverage for claims seeking monetary and/or non-monetary relief
  Automatic Third Party Liability (i.e. claims from vendors, independent contractors or customers)

In addition to comprehensive coverage and group negotiated competitive pricing, members will also have access to the Philadelphia Insurance Loss Control website which contains resources for Employment Practices (including a 2 hour sexual harassment training for managers) and 2 hours free legal counsel per incident to discuss HR issues with an attorney through a confidential toll free hotline. 

  
Business Characteristics

The Metro North Chamber Employment Practices Liability Program is designed to address these exposures faced by Chamber members.  The rates shown are for those companies with the following characteristics: 

  15 employees or Less
No Previous Employmnet Related Claims for 5 years
Not domiciled in California or Texas
Business is not a law firm, physician/medical practice, collection agency, or non-profit

  

Employment Practices Liability Program sponsored by  

 

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